:root{--bg:#f6f4ef;--surface:#fff;--text:#1f2937;--muted:#6b7280;--line:#e5e7eb;--brand:#2e3e63;--accent:#c2a574;--max:1120px;--radius:18px;--shadow:0 10px 30px rgba(17,24,39,.06)}
*{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{max-width:var(--max);margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:20;background:rgba(246,244,239,.93);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:18px}.brand{display:flex;align-items:center;gap:12px}.brand img{height:56px;width:auto}
.menu{display:flex;gap:16px;align-items:center;flex-wrap:wrap}.menu a{font-size:14px;color:var(--muted);font-weight:600}.menu a:hover{color:var(--text)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:0 16px;border-radius:14px;border:1px solid var(--line);background:#fff;font-weight:700;font-size:15px;box-shadow:var(--shadow)}
.btn.primary{background:var(--brand);color:#fff;border-color:var(--brand)}
.hero{padding:52px 0 34px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:22px}.card,.panel{background:var(--surface);border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow)}.panel{padding:30px}
.eyebrow{display:inline-flex;padding:7px 12px;border-radius:999px;background:#eef2f8;color:var(--brand);font-size:13px;font-weight:700}
h1{font-size:46px;line-height:1.05;letter-spacing:-.02em;margin:16px 0 14px}.lead{font-size:18px;color:var(--muted);max-width:58ch;margin:0 0 18px}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 22px}.pill{padding:8px 12px;border-radius:999px;border:1px solid var(--line);background:#fff;font-size:13px;color:var(--muted);font-weight:600}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:14px}
.side{background:linear-gradient(180deg,#33476f 0%, #253655 100%);color:#fff;padding:22px;border-radius:24px;box-shadow:var(--shadow)}.side .box{border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:18px;background:rgba(255,255,255,.06)}.side h3{margin:0 0 8px;font-size:20px}.side p{margin:0 0 12px;color:rgba(255,255,255,.82)}
.list{display:grid;gap:10px;margin-top:14px}.list .item{display:flex;gap:10px;font-size:14px;align-items:flex-start}.dot{width:8px;height:8px;border-radius:50%;background:var(--accent);margin-top:8px;flex:none}
.section{padding:16px 0 42px}.section-title{display:flex;justify-content:space-between;align-items:end;gap:16px;margin-bottom:16px}.section-title h2,.section-title h1{margin:0;font-size:28px;letter-spacing:-.01em}.section-title p{margin:0;color:var(--muted);max-width:58ch}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{padding:22px}.card h3{margin:0 0 8px;font-size:20px}.card p{margin:0;color:var(--muted)}.icon{width:44px;height:44px;border-radius:14px;background:#eef2f8;color:var(--brand);display:grid;place-items:center;font-weight:800;margin-bottom:12px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:18px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.stat{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow)}.stat b{display:block;color:var(--brand);font-size:24px}.stat span{display:block;color:var(--muted);font-size:14px;margin-top:4px}
.banner{background:#fff8eb;border:1px solid #ead8b9;color:#7a5d2f;border-radius:18px;padding:16px 18px}.kv{display:grid;gap:12px}.kv .row{display:grid;grid-template-columns:160px 1fr;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}.kv .row:last-child{border-bottom:none}.kv .row b{color:var(--brand)}
.form{display:grid;gap:12px}.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{display:block;font-size:13px;font-weight:700;color:var(--muted);margin-bottom:6px}input,textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:14px;font:inherit;background:#fff;color:var(--text)}textarea{min-height:120px;resize:vertical}
.note{font-size:12px;color:var(--muted)}.footer{border-top:1px solid var(--line);padding:20px 0 32px;color:var(--muted);font-size:13px}.links{display:flex;flex-wrap:wrap;gap:16px}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:12px}.small{font-size:14px;color:var(--muted)}.quote{padding:18px;border-radius:18px;border:1px dashed #d4d9e2;background:#fafcff;color:var(--muted)}
code{background:#f3f4f6;padding:1px 4px;border-radius:4px}
@media (max-width:960px){.hero-grid,.grid3,.split,.stats,.row2{grid-template-columns:1fr}h1{font-size:36px}.menu{display:none}}